Personal Checking Accounts

Our checking accounts are thoughtfully designed to provide convenience, value and the right combination of features to suit your individual needs.

All our checking accounts offer:

  • Free online and mobile banking for 24/7 access
  • Free online bill pay and eStatements for greater security and convenience
  • Visa Debit/ATM card for check-free purchasing flexibility
  • Optional overdraft protection for extra coverage when you need it
  • Direct deposit so you can skip a trip to the bank
  • Check safekeeping stores your check images electronically
  • Unlimited check writing

Compare the features of our checking accounts

Product

Free Checking

50 Plus Checking1

Regular CheckingMoney Market CheckingPremier Money Market Checking

Monthly Maintenance Fee

-

-

$7/mo

$8/mo

$10/mo

Minimum Balance2

-

-

Monthly maintenance fee waived with a $500 minimum daily balance

Monthly maintenance fee waived with a $500 average daily balance

Monthly maintenance fee waived with a $10,000 combined
average daily balance

Interest Bearing

Non-interest bearing

Interest bearing

Non-interest bearing

Interest paid on balances of $500
or more
View current rates

Interest bearing
View current rates

Extras

  • Free first order of 50 checks from selected styles
  • Free checks from selected styles
  • Credit lines available (must qualify)
  • Free money orders and cashier's checks
  • Discounted safe deposit boxes
  • Check pricing varies by style
  • Credit lines available (must qualify)
  • Check pricing varies by style
  • Credit lines available (must qualify)
  • Free first order of 50 checks from selected styles
  • Credit lines available (must qualify)
  • Requires 3 additional accounts or services through FNB Santa Fe. 

1 For those 50 years of age or older
2 $100 minimum to open

View our Account Fee Schedule

Other fees may apply. See account fee schedule, ask for a Terms & Conditions brochure, or talk to a personal banker for more details on all of our personal checking accounts. Website contains most current information.