The HARP 2.0 program includes several new provisions that may allow homeowners to refinance; including homeowners that have experienced a declination of their home value and who are substantially underwater in their current loan. With increased availability to homeowners, HARP 2.0 seeks to accomplish the goal of enabling more individuals to keep their homes.

First National Bank of Santa Fe is participating in the revised HARP 2.0 program and we are happy to assist you in determining your eligibility for a refinance through the program. To be eligible for the program, homeowners must have a Freddie Mac or Fannie Mae loan that was closed no later than May 2009. To determine if your loan may be eligible, click on the links below to lookup your loan online with either Freddie Mac or Fannie Mae.

Freddie Mac >
Fannie Mae >

Even if your loan is not eligible for HARP 2.0, you may have other options. First National Bank of Santa Fe offers a full array of mortgage lending and refinancing options that may suit your needs. Call one of our experienced mortgage lending officers today to learn more.

Our local mortgage professionals combine lending expertise with a highly personal approach to every client relationship: