First National Bank : Small Business Loans

Small Business & Project Financing Group

Let our experienced lending professionals guide you through the financing process. We have the knowledge and background to answer all your questions and provide you with a loan tailored to your specific needs. Our quick turn around and superior service will have you up and running in no time.

Small Business Loan Programs
Loans made under government guarantee lending programs generally offer longer repayment terms and lower rates than other conventional loans. Loan advances up to 90% loan to value and the loan proceeds may be used for the purchase, improvement, refinance and construction of commercial real estate. First National Bank of Santa Fe offers the following government guaranteed loan programs:

SBA 7(a) Loan Program ( maximum loan $5,000,000)
SBA 504 Loan Program ( maximum loan $12,000,000)
USDA Business and Industry Loan Program (maximum loan $15,000,000)

Click here for SBA loan application and Fact Sheet

Project Financing
First National Bank of Santa Fe will consider financing solid owner-user and investment projects to small business customers. While not limited to the two categories below, we are specialists in these areas:

Multi - Family Financing

Loans from $400,000 to $15,000,000
Fannie Mae and HUD financing available
Terms to 30 years, 35 years on HUD loans
Maximum LTV is 80%
Refinancing with cash out available

Click here for Multi-Family loan application and Fact Sheet

Single Tenant Financing

Loans from $1,000.000 to $15,000,000
Terms to 30 years
Low long term rates
Available to credit tenants only
RLoan to value up to 85%

Click here for Single Tenant loan application and Fact Sheet

► Loans

Fred Bernson CCIM
Vice President & Manager
505-889-1950
Email >