Our checking accounts have been thoughtfully designed to provide convenience, value and the right combination of features to suit your individual needs.
FREE Checking►
- No monthly maintenance fee
- Non-interest bearing
- Free first order of checks from selected styles
No monthly maintenance fees.
50 Plus! Checking ►
For those who are 50 years or more.
- No monthly maintenance fee
- Interest earned on all balances
- Free checks from selected styles
- Free money orders, traveler’s checks, cashier’s checks
- Discounted safe deposit box
- Credit lines available (must qualify)
For those who are 50 years or more.
Regular Checking ►
- Monthly maintenance fee waived with a $500 minimum daily balance
- Non-interest bearing
- Credit lines available (must qualify)
Ask about a QuickDraw line of credit.
Money Market
Checking ►
- Monthly maintenance fee waived with a $500 average daily balance
- Interest paid on balances of $500 or more
- Credit lines available (must qualify)
Earn competitive money market rates.
Premier Money Market Checking ►
A tiered account that offers higher rates on higher balances.
- Monthly maintenance fee waived with a $10,000 combined average daily balance
- Interest paid on all balances
- Credit lines available (must qualify)
- Requires three additional accounts/services with First National Bank (for example, a debit card, online banking, and a CD)
Higher rates on higher balances.
Investment Checking ►
Excess cash balances automatically swept to a Money Market account.
- Cash balances in excess of $5,000 can be automatically swept to a First National Money Market Checking account.
- Monthly maintenance fee applies. An additional monthly maintenance fee applies, but this fee will be waived if you maintain a $3,500 average daily balance.
- Non-interest bearing (balances of $500 or more that are swept to a Money Market account will earn interest)
Excess cash balances automatically swept to a Money Market account.
Other fees may apply. Talk to a personal banker for more details, or ask for an account fee schedule or Terms & Conditions brochure. Website contains most current information.
► PERSONAL BANKING
Checking Account Benefits
• Free Online Banking & Free Bill Pay
• Debit or ATM card
• Unlimited check writing
• $100 minimum to open
• Overdraft Protection
• Direct Deposit
• Check Safekeeping
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